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October 22, 2020

Tips for Traveling During a Pandemic

Stay-at-home orders and travel restrictions have been relaxed in many places around the U.S. and in some overseas vacation destinations, as well. As the holidays approach, many Americans will want to take advantage of the opportunity to travel for the first time in months. If you are planning a trip, here’s what you should know. [...]

October 15, 2020

More About Our New Wellness Program

Not only are we thrilled to share that health plan rates are staying the same for 2021, but we also can’t wait to tell you more about our new Wellness and Employee Assistance Programs! The Alliance Health Plan is partnering with Workpartners LifeSolutions, presenting a unique holistic approach to participants and their families’ overall health. Services [...]

October 8, 2020

Taking Advantage of Free Health Benefits

Each year the Alliance Health Plan covers a range of services before the deductible—meaning it’s free for you and your dependents. The services include physicals, well-woman visits, age-based screenings such as mammograms and colonoscopies, and immunizations for children. Certain prescription, dental, and vision services are also available at no cost through the plan. These preventive [...]

September 30, 2020

Our Consultants Have a New Name!

We are excited to announce that your 403(b)-retirement plan consulting team, formerly under the name of Strategic Financial Partners, has branched out and created a new firm—Steadfast Wealth Co.! While the firm name is different, access to the same advisors and associates you have grown to know and respect over the years remains. Steadfast Wealth [...]

September 22, 2020

2021 Rates and New Wellness Program

While the phrase is often used by many, it was Greek philosopher Heraclitus that first stated, “The only constant is change.” We are well aware that 2020 has brought enormous change, unprecedented challenges, and new obstacles for us all. But in light of those difficulties, it has also brought unique opportunities and the space to [...]

September 16, 2020

7 Reasons to Consider the Flu Shot

We’re in the midst of a pandemic, with flu season fast approaching. And, yes, you can get both flu and COVID-19. This is bad news — but there’s good news, too: The flu is well studied and, unlike COVID-19, we have vaccines to prevent it. That’s right: you can stop the flu in its tracks! Here are [...]

September 9, 2020

A Commentary on the Election and Investing

French novelist Jean-Baptiste Alphonse Karr once wrote: “Plus ça change, plus c’est la même chose.” This quote closely translates to “The more things change, the more they stay the same.” We’ll concede this feels like a stretch in the context of today’s environment. Still, one constant that holds fast is that it felt like a stretch [...]

September 2, 2020

The Safest Way to Pay With Your HSA

Your HSA is the ticket to reducing out-of-pocket healthcare expenses, and your debit card is the safest (with liability protection) and the easiest way to make payments. Here are a few tips for using your card: Pay with your card at the provider only when your portion of the expense is clear (the pharmacy is [...]

August 26, 2020

What Is KnovaSolutions?

Did you know that as part of your benefits package through the Alliance Health Plan, you can access a unique care support program called KnovaSolutions? We know that trying to manage complex healthcare-related issues can be a full-time job. So Alliance Benefits has partnered with KnovaSolutions to provide you and your family with the support [...]

August 19, 2020

Participant Investments Reaches Milestone

Despite the recent market volatility and thanks to committed long-term investing, the Alliance Retirement Plan continues to increase. We are excited to announce that participant investments together have reached a noteworthy milestone of over $200 million! We celebrate this great news and praise God for His faithful provision and giving us yet another example of [...]

August 11, 2020

Feeling COVID-Weary (Still)?

If life still feels upside down, that’s because it is. Summer weather didn’t slow down the coronavirus. Many parts of our lives continue to feel like a roller coaster ride: school is on, then it’s off; places are open, then they’re closed; and worries about work, finances, social unrest and loved ones alone in nursing [...]

August 6, 2020

PPP Loan Forgiveness Updates

In early July, the Evangelical Council for Financial Accountability (ECFA) took a quick poll asking members, “What is your ministry’s single greatest resource need at this time?”. The overwhelming response was for more guidance surrounding the Paycheck Protection Program (PPP) loan forgiveness rules. ECFA once again delivered an excellent webinar on this topic. Over 2,000 [...]

July 29, 2020

Executive Orders Signed to Lower Drug Prices

Series of Four Executive Orders Issued On July 24, 2020, President Donald Trump issued the following series of executive orders in an effort to lower drug prices: Executive Order on Lowering Prices for Patients by Eliminating Kickbacks to Middlemen: directs federally qualified health centers to pass along massive discounts on insulin and epinephrine received from [...]

July 21, 2020

First Stop Health’s NEW Virtual Counseling Benefit!

24/7 Access to Counselors at No Additional Cost There is no better time than the present to make mental health a priority. The COVID-19 pandemic has affected every person’s daily life in a variety of ways, including never-before-seen levels of social isolation and generalized anxiety. Well, we have some good news! From our telemedicine provider [...]

July 14, 2020

The Benefits of Prescription Home Delivery

As an Alliance Health Plan participant, Express Scripts is here for you. For more than 30 years, they’ve been delivering medications to millions of Americans and their families. Their dedicated pharmacists and support teams strive to focus on your health and safety. As COVID-19 disrupts our lives, Express Scripts Pharmacy® is here to make sure [...]

July 8, 2020

What to Expect at Your Next Eye Doctor Visit

We’ve been hunkered down for a while, and for many, that’s meant delaying routine visits at the guidance of the Centers for Disease Control and Prevention (CDC). Now that some providers are re-opening or extending operating hours to accommodate more patients again, you should expect to see a few changes when you head in for [...]

July 1, 2020

Market Comment

The last few months have certainly been a roller coaster ride in a macroeconomic sense but also in each of our own lives emotionally and psychologically. A steadfast mindset is the vehicle that gets us all to our financial destination, regardless of the turns, steep mountain passes, and bumps along the way.  The below chart [...]

June 24, 2020

Retirement Plan Enhancements

Here at Alliance Benefits, we’re always exploring new ways to improve our processes and enhance our plans to help serve you better in the future. While technology in benefits is continually evolving, it is essential we keep our operations current and focused on serving our people in the best way possible. I want to take [...]

June 16, 2020

Paycheck Protection Program Amendments

The amendments were signed into law on Friday, June 5, 2020. Since being established as part of the Coronavirus Aid, Relief and Economic Security Act (CARES Act) in March 2020, the Paycheck Protection Program (PPP) has been the subject of additional stimulus bills, legal guidance and interim final rules. In the latest development, Congress passed [...]

June 9, 2020

Are You Ready for a Digital Detox?

Let’s face it; we’re spending more and more time on screens. Good or bad, they’ve become an integral part of our lives even more so now than ever before. Digital burnout has always been a concern, and excessive screen use in simple terms doesn’t make us feel good. The latest detoxification trend, referred to as [...]

June 3, 2020

Some Good News

Technology is so cool! Apple has been tracking the number of direction requests on their app across the globe every week (the peaks are the busiest day of the week and the valleys are usually Sundays). They took the data back to before the crisis, so we have a baseline. This baseline represents a thriving [...]

May 27, 2020

Your Quick-Start Guide to Pre-Certification

As hospitals begin to open for non-emergency procedures, now is an excellent time to be reminded of pre-certification requirements. Pre-certification, often referred to as prior authorization, is the process used by health insurance companies to confirm that a service to be performed is medically necessary. Taking time to be sure you have all your ducks [...]

May 20, 2020

What’s Your New Normal?

That’s a good question! You may have dealt with illness or the loss of a loved one, maybe loss of income. Even if you haven’t experienced deep loss, everyone has suffered loss on some level. On top of that, how we emerge from the Covid-19 pandemic is still unknown. One thing is certain though, the [...]

May 12, 2020

Traditional vs. Roth 403(B) Contributions

Under normal circumstances, tax season would be behind us, and we’d be looking ahead to the summer months. Of course, things are anything but normal. This year, tax season has been extended all the way into mid-summer. But even though the IRS deadline has been moved to July 15, taxes are always an important consideration [...]