Access your 2026 benefit information in the Domestic Benefit Summary Guide. If you are an International Worker (IW), please see the International Benefit Summary Guide.
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The Alliance Retirement Plan

Employer-Sponsored Plans for Alliance Pastors and Staff

The Alliance Retirement Plan exists to provide a strong foundation for financial security and peace of mind. We believe retirement planning is not just about numbers—it’s about stewardship, care, and honoring a lifetime of ministry. 

Why Choose Alliance Benefits

Biblical Values

At Alliance Benefits, we are proud to be guided by biblical values. These values, including compassion, respect, integrity, stewardship, and service, are the cornerstone of our mission. They shape how we design and administer our retirement and health benefit programs, ensuring they meet the unique needs of our participants. By upholding these principles, we honor God and serve The Christian and Missionary Alliance churches, supporting organizations, employees, and retirees with care and professionalism.

Alliance Family

As a Christ-centered family, we believe in the power of unity and collaboration. Together, as part of The Christian and Missionary Alliance, we are better equipped to fulfill our shared mission of spreading the gospel to the ends of the earth. We serve as a supportive network, providing retirement and health plan benefits to pastors and employees and supporting organizations within the Alliance family.

Group Rates

We are committed to providing competitive group rates that ensure access to quality health and retirement benefits for all members of The Christian and Missionary Alliance. Our Alliance Health Plan offers a range of options, including Health Savings Account eligible High Deductible Health Plans, with tax-sheltered savings features and top-notch telemedicine services. Through our wellness incentive plan, Take A Healthy Step, members can earn rewards while prioritizing their health.

Family Services

At Alliance Benefits, we understand the importance of family. That’s why we offer comprehensive family services to support the health and well-being of our members and their loved ones. From telemedicine access and wellness programs to financial planning assistance and educational resources, we provide the tools and support needed for families to thrive. Whether accessing medical care from the comfort of your home or taking proactive steps toward better health, we’re here to help every step of the way.

Benefit Design is Essential

Supporting long-term financial well‑being is an essential part of your employee benefits design. That’s why we facilitate retirement accounts for C&MA churches and organizations.

We offer a 403(b)(9) church plan uniquely designed for organizations with 501(c)(3) church status.

Uniquely Designed for You

No fees to adopt the plan
Join anytime throughout the year
Provide tax relief to clergy by processing gifts as employer contributions
Protect ministry staff from the burden of planning for retirement alone

And Your Ministry Staff

Employer match to boost savings
Minimal fees ($65 and a 0.15% asset fee)
Higher contribution limits than traditional IRAs
Tax-free withdrawals as housing allowance
Financial consultations at no additional cost

We needed a partner who truly understood our unique context. Choosing Alliance Benefits wasn’t just a financial decision. It was a Kingdom investment. We are proud to partner with an organization that shares our heart for the Gospel while providing the exceptional, personalized service our dedicated staff deserves.

—Dave Maurer, Salem Alliance Church

It's time to build a better benefits offering for your ministry staff.

Contact a consultant today to learn more about our health and retirement solutions.

Lori Wittman

Sales and Service Consultant

(380) 208-6037
Monday–Friday
9:00 a.m.–5:00 p.m. (EST)
Sarah Fries

Sales and Service Consultant

(380) 208-6165
Tuesday–Friday
9:00 a.m.–5:00 p.m. (EST)