Your Safety Net Beyond Health Coverage
Voluntary supplemental insurance refers to additional coverage employees can choose to purchase—often at group rates—on top of their core health plan. Unlike voluntary life insurance, which focuses on providing for loved ones after death, these plans help protect your income and offset expenses during health-related events.
Supplemental Products Available to You
Hospital Indemnity Insurance
Hospital stays can be costly, even with health insurance. This product provides benefits to help pay for hospital-related expenses that your primary plan doesn’t cover—so you can focus on recovery, not bills.
Accident Insurance
Accidents happen when you least expect them. This product pays benefits directly to you, which you can use however you need—from medical costs to everyday expenses—helping you stay financially stable during recovery.
Short-Term Disability Insurance
If an accident or illness prevents you from working, this product pays a monthly benefit to replace lost income. It’s a safety net that helps you maintain your lifestyle while you heal.
Critical Illness and Cancer Insurance
A serious diagnosis can bring emotional and financial stress. This product pays a lump sum if you’re diagnosed with a covered illness, helping with medical costs and lost income so you can focus on treatment.
Why These Benefits Matter
Even with health insurance, out-of-pocket costs can add up quickly. Voluntary supplemental coverage helps fill those gaps, giving you peace of mind and financial security when life throws you a curveball.
Learn More and Enroll Today
Alliance Benefits partners with Colonial Life® to offer voluntary supplemental products at a group discounted rate. To learn more or enroll, please select a date and time to meet with a Colonial Life Benefit Counselor.
