The Alliance Retirement Plan
Planning for retirement can feel overwhelming—but The Christian and Missionary Alliance (the C&MA) provides an employer-sponsored retirement plan with powerful tools and trusted advisors to help C&MA pastors and ministry staff.
If you’re a participant in The Alliance Retirement Plan, you have access to powerful tools and trusted advisors to make the journey clear. From digital resources to personalized support, don’t forget to take advantage of what’s available to you!
Feel Empowered
Empower services The Alliance Retirement Plan, providing easy-to-use tools to help you track, manage, and grow your retirement savings. How to access your Empower account:
Get started:
- Log in to view your balance, monitor investments, and update contributions. If you need assistance logging in or have questions about your account, contact Empower directly at (866) 467–7756.
- Download the Empower mobile app on the App Store or get it on Google Play for convenient, secure access to your account anytime.
These tools are designed to give you greater control and visibility, empowering you to make informed decisions about your financial future.
Stay Informed
Financial wellness isn’t just about tools—it’s also about staying informed. That’s where Empower’s monthly newsletter can serve you. The Currency delivers:
- Guidance on saving, investing, and managing debt
- Timely insights on retirement planning
- Market updates and economic trends
- Practical tips to help you make smarter financial decisions
Whether you’re just starting your career or nearing retirement, this newsletter is tailored to meet you where you are. Sign up today!
Ask an Expert
In addition to digital tools and resources, participants in The Alliance Retirement Plan have exclusive access to financial advisors from EverOak Wealth Co. at no additional cost. Experts can help you with:
- Managing financial risk
- Reviewing investment strategies
- Setting and financial goals
Schedule a consultation if you find you’re feeling overwhelmed or unsure. Be sure to mention you are an active participant in the C&MA 403(b).
Contribute to Your Future
Your retirement success isn’t built on a single decision—it’s built on consistent, informed actions over time. With The Alliance Retirement Plan, you have a powerful combination of:
- Smart technology with Empower tools
- Ongoing education with The Currency newsletter
- Expert, personalized advice from EverOak advisors
By actively engaging with these resources, you can take control of your financial future and make contributions with clarity and confidence. Because your contributions are deducted directly from your paycheck, changes cannot be made in Empower. To update your contribution amount, please contact your payroll department. Alliance Benefits is unable to make contribution changes on your behalf.
Curiosity Met With Care
Exploring retirement benefits for your ministry role can bring up important questions—and that’s a great place to start. Our team is here to meet your curiosity with care, offering clear guidance and practical support as you consider what’s available to you.
We offer a 403(b)(9) church plan uniquely designed for organizations with 501(c)(3) church status. Our plan is a smart option if you want:
- No fees for an organization to adopt the plan
- Join anytime throughout the year
- Provide tax relief to clergy by processing congregation gifts as employer-provided contributions
Plus, a 403(b)(9) church plan offers unique advantages for participants:
- Employer match to boost savings
- Higher contribution limits than those for traditional IRAs
- Tax-free withdrawals as housing allowance for clergy in retirement
- And more!
Whether you’re newly exploring your options or considering enrolling for the first time, you don’t have to navigate it alone. Contact an Alliance Benefits Consultant about benefit options for your ministry today!
Ministry is your calling. Protecting your financial future in ours.
