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2020 Summary Guide

Alliance Benefits offers a high-­deductible health plan (HDHP) referred to as the Alliance Health Plan. Once the deductible has been met (including out-­of­-pocket medical and prescription costs), coinsurance begins where the plan pays a high percentage of the claim and the employee pays a smaller portion. The Alliance Health Plan also offers preventive and additional services which are paid at 100%. The Alliance Health Plan offers two plan packages:

THE ALLIANCE HIGH DEDUCTIBLE PREMIUM HEALTH PLAN – includes medical, health savings account with employer contribution, prescription, dental, vision, life, and long-term disability insurance.

THE ALLIANCE HIGH DEDUCTIBLE STANDARD HEALTH PLAN -­ includes medical, health savings account with employer contribution, prescription, and life insurance.

Health Plan Details

Medical

H.S.A.

Telemedicine

Prescription

Dental

Vision

Life Insurance

Long Term Disability

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