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September 22, 2020

2021 Rates and New Wellness Program

While the phrase is often used by many, it was Greek philosopher Heraclitus that first stated, “The only constant is change.” We are well aware that 2020 has brought enormous change, unprecedented challenges, and new obstacles for us all. But in light of those difficulties, it has also brought unique opportunities and the space to [...]

September 16, 2020

7 Reasons to Consider the Flu Shot

We’re in the midst of a pandemic, with flu season fast approaching. And, yes, you can get both flu and COVID-19. This is bad news — but there’s good news, too: The flu is well studied and, unlike COVID-19, we have vaccines to prevent it. That’s right: you can stop the flu in its tracks! Here are [...]

September 2, 2020

The Safest Way to Pay With Your HSA

Your HSA is the ticket to reducing out-of-pocket healthcare expenses, and your debit card is the safest (with liability protection) and the easiest way to make payments. Here are a few tips for using your card: Pay with your card at the provider only when your portion of the expense is clear (the pharmacy is [...]

August 26, 2020

What Is KnovaSolutions?

Did you know that as part of your benefits package through the Alliance Health Plan, you can access a unique care support program called KnovaSolutions? We know that trying to manage complex healthcare-related issues can be a full-time job. So Alliance Benefits has partnered with KnovaSolutions to provide you and your family with the support [...]

August 11, 2020

Feeling COVID-Weary (Still)?

If life still feels upside down, that’s because it is. Summer weather didn’t slow down the coronavirus. Many parts of our lives continue to feel like a roller coaster ride: school is on, then it’s off; places are open, then they’re closed; and worries about work, finances, social unrest and loved ones alone in nursing [...]

August 6, 2020

PPP Loan Forgiveness Updates

In early July, the Evangelical Council for Financial Accountability (ECFA) took a quick poll asking members, “What is your ministry’s single greatest resource need at this time?”. The overwhelming response was for more guidance surrounding the Paycheck Protection Program (PPP) loan forgiveness rules. ECFA once again delivered an excellent webinar on this topic. Over 2,000 [...]

July 29, 2020

Executive Orders Signed to Lower Drug Prices

Series of Four Executive Orders Issued On July 24, 2020, President Donald Trump issued the following series of executive orders in an effort to lower drug prices: Executive Order on Lowering Prices for Patients by Eliminating Kickbacks to Middlemen: directs federally qualified health centers to pass along massive discounts on insulin and epinephrine received from [...]

July 21, 2020

First Stop Health’s NEW Virtual Counseling Benefit!

24/7 Access to Counselors at No Additional Cost There is no better time than the present to make mental health a priority. The COVID-19 pandemic has affected every person’s daily life in a variety of ways, including never-before-seen levels of social isolation and generalized anxiety. Well, we have some good news! From our telemedicine provider [...]

July 14, 2020

The Benefits of Prescription Home Delivery

As an Alliance Health Plan participant, Express Scripts is here for you. For more than 30 years, they’ve been delivering medications to millions of Americans and their families. Their dedicated pharmacists and support teams strive to focus on your health and safety. As COVID-19 disrupts our lives, Express Scripts Pharmacy® is here to make sure [...]

July 8, 2020

What to Expect at Your Next Eye Doctor Visit

We’ve been hunkered down for a while, and for many, that’s meant delaying routine visits at the guidance of the Centers for Disease Control and Prevention (CDC). Now that some providers are re-opening or extending operating hours to accommodate more patients again, you should expect to see a few changes when you head in for [...]

June 24, 2020

Retirement Plan Enhancements

Here at Alliance Benefits, we’re always exploring new ways to improve our processes and enhance our plans to help serve you better in the future. While technology in benefits is continually evolving, it is essential we keep our operations current and focused on serving our people in the best way possible. I want to take [...]

June 16, 2020

Paycheck Protection Program Amendments

The amendments were signed into law on Friday, June 5, 2020. Since being established as part of the Coronavirus Aid, Relief and Economic Security Act (CARES Act) in March 2020, the Paycheck Protection Program (PPP) has been the subject of additional stimulus bills, legal guidance and interim final rules. In the latest development, Congress passed [...]

June 9, 2020

Are You Ready for a Digital Detox?

Let’s face it; we’re spending more and more time on screens. Good or bad, they’ve become an integral part of our lives even more so now than ever before. Digital burnout has always been a concern, and excessive screen use in simple terms doesn’t make us feel good. The latest detoxification trend, referred to as [...]

May 27, 2020

Your Quick-Start Guide to Pre-Certification

As hospitals begin to open for non-emergency procedures, now is an excellent time to be reminded of pre-certification requirements. Pre-certification, often referred to as prior authorization, is the process used by health insurance companies to confirm that a service to be performed is medically necessary. Taking time to be sure you have all your ducks [...]

May 20, 2020

What’s Your New Normal?

That’s a good question! You may have dealt with illness or the loss of a loved one, maybe loss of income. Even if you haven’t experienced deep loss, everyone has suffered loss on some level. On top of that, how we emerge from the Covid-19 pandemic is still unknown. One thing is certain though, the [...]

May 6, 2020

Using Your HSA for At-Home Wellness

HSAs are often used for ancillary health needs, such as glasses and dentistry, but did you know you can use this account for day-to-day health needs as well? The U.S. health system typically treats sickness, with the responsibility of maintaining wellness resting on the individual. While your health insurance isn’t likely to pay for that [...]

April 30, 2020

Medicare and the Alliance Health Plan

Approaching age 65, with many companies sending out mass amounts of Medicare documents and sales brochures, you may find yourself frozen between the stacks of information not knowing how to even begin on the Medicare path. We have great news for you! As a participant of the Alliance Health Plan, you do not have to [...]

April 8, 2020

The CARES Act

On Friday, March 27, after a lot of political jostling, late-night compromise, and a quick signature from the President, the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) was passed and implemented into law. This legislation contains a very broad spectrum of relief and I’ve done my best to summarize it below. While [...]

April 2, 2020

COVID-19 and Your HSA

Lively, our health savings account provider for the Alliance Health Plan, has put together some useful resources to help you stay on top of, and make sense of, the rapidly changing laws and regulations around COVID-19. Here are the details from Lively as they relate to your HSA and how it’s being affected by new [...]

March 25, 2020

Important Health and Retirement Plan Updates

Dear Alliance Health and Retirement Plan Employers, I’m sure you have been inundated with dozens of mass emails, countless messages, and numerous webinars and conference calls from businesses, partners, and vendors about their response to the current health crisis impacting our nation. I don’t have to tell you that we are living in an unprecedented [...]

March 19, 2020

Update from Alliance Benefits

Dear Alliance Family, I know that many of you have been wondering how best to utilize your health benefits during this time of public health crisis. First, our plan is currently being amended to make sure that tests for COVID-19 ordered by a physician will be covered in full by the Alliance Health Plan, with [...]

March 10, 2020

Are You Anxious or Depressed?

Know the Signs to Find Relief If you feel anxious or depressed, you are not alone. Everyone feels down or anxious from time to time. It’s a normal response to stress and other situations that arise in our lives. But ongoing feelings of depression and anxiety may signal a problem. In 2017, an estimated 17.3 [...]

March 4, 2020

Coronavirus Resources

The COVID-19 pandemic is changing rapidly and we are here to help. By using First Stop Health (FSH) telemedicine provided through your employer, you can avoid a trip to a doctor’s office, urgent care, or emergency room. Testing Can FSH doctors order COVID-19 lab tests? Our providers cannot currently order a COVID-19 test. Patients must [...]

February 20, 2020

Protecting Your Smile

Did you know that your oral health is an indication of and provides clues to your overall health—or that problems in your mouth can affect the rest of your body? The mouth is a window into the physical condition of the body and routine dental care is important through every stage of life. Delta Dental, [...]