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October 8, 2020

Taking Advantage of Free Health Benefits

By Crista Murray, Alliance Benefits

Each year the Alliance Health Plan covers a range of services before the deductible—meaning it’s free for you and your dependents. The services include physicals, well-woman visits, age-based screenings such as mammograms and colonoscopies, and immunizations for children. Certain prescription, dental, and vision services are also available at no cost through the plan. These preventive benefits can be the ticket to identifying a potential health problem early before it becomes a larger and possibly more costly issue.

Here’s an overview of preventive services covered at 100%:

Medical

Provided by Anthem BCBS/administered by HealthComp | healthcomp.com

Adults

  • Immunization Vaccines
  • Blood Pressure Screening
  • Cholesterol Screening
  • Colorectal Cancer Screening
  • Diabetes (Type 2) Screening
  • HIV Screening
  • Wellness Visits

Women

  • Breast Cancer
  • Mammography Screening
  • Cervical Cancer Screening
  • Osteoporosis Screening

Children

  • Autism Screening
  • Behavioral Assessments
  • Depression Screening
  • Hearing Screening
  • Immunizations
  • Tuberculin Testing
  • Obesity Screening

Prenatal Care

  • Anemia Screening
  • Breastfeeding Comprehensive Support
  • Contraception
  • Folic Acid
  • Gestational Diabetes Screening
  • Urinary Tract Infection Screening
  • Hepatitis B Screening

Note: medical preventive services are regulated by the Affordable Care Act (ACA) and are subject to change. To confirm whether a specific medical service is considered preventive or for general medical questions, please contact HealthComp at (800) 442-7247.

Prescription

Provided by Express Scripts | express-scripts.com

  • For a list of medications covered at 100% and not subject to the deductible, please refer to the current preventive drug list here.
  • If your medication is not on the preventive list, there may be third-party resources available to you that can provide a discount (i.e., GoodRx.com).

Dental

Provided by Delta Dental of Colorado | deltadental.com (premium plan only)

  • Oral Exam (all types): Three exams in a 12-month period are covered. This includes any exam for diagnosis, treatment planning, or consultation by the treating provider.
  • Dental Cleanings: Two cleanings in any 12-month period are covered. An adult cleaning is not covered for those under age 14. Two additional cleanings (or procedure that includes cleaning) may be provided during a 12-month period under certain conditions such as diabetes, pregnancy, cardiovascular disease, etc. Please contact Delta Dental for details.
  • Bitewing X-rays: Covered once in a 12-month period
  • Full Mouth Survey or Panoramic X-ray: Covered once in a 60-month period

For additional preventive services available, refer to the Delta Dental plan document by logging into your account.

Vision

Provided by EyeMed | eyemed.com (premium plan only)

  • Eye Examinations: Covered once in a 12-month period

If you have questions about what’s covered and not covered, or when you should have certain tests done, make sure to ask your doctor. For any additional questions, feel free to contact Alliance Benefits. We are happy to help!

Download Your Alliance Health Plan Preventive Services

Crista Murray joined Alliance Benefits in June 2009 and has been with The Christian and Missionary Alliance for almost twenty years. She is responsible for overseeing and coordinating the day-to-day execution of marketing strategies and communication efforts for both the health and retirement plans


Posted in: Health Plan Tools