Medical Plan Choices

Plan A – Available with Standard or Premium option

• Higher levels of coverage when you use in-network doctors and hospitals
• Co-pay for doctor office visits
• Lowest annual individual and family deductibles
• Higher monthly premium

Plan B – Available with Standard or Premium option

• Higher levels of coverage when you use in-network doctors and hospitals
• Co-pay for doctor office visits
• Higher annual individual and family deductibles
• Lower monthly premium

High Deductible Health Plan – Available with Standard or Premium option

• Higher levels of coverage when you use in-network doctors and hospitals
• Highest annual individual and family deductibles
• Entire deductible must be paid before the insurance will cover any claims. If you have family coverage, the entire family deductible must be paid, though it can be satisfied by only one family member
• Ability to enroll in a tax saving Health Savings Account (HSA)
• Lowest monthly premium

To compare plans further, see the Benefits Summary Chart or view the complete Benefits Summary Guide.

Selecting benefits can be seen as a chore, but it is essential to your well-being to know exactly what your plan selection covers. Some benefits have specific limits, or may be covered only if certain criteria apply.

• For a detailed description of your medical plan, follow the links to “View Your Benefits Booklet” on the Highmark BCBS website
• It is also recommended that you read the Preventative Care Schedule