Health Plan

Q:  Who is eligible to enroll in the C&MA Health Plan?

All active, full-time (paid to work 20 hours or more per week) employees of a C&MA employer are eligible provided their district and employer meets the eligibility criteria.

 

Q:  If I am not an official worker, am I allowed to join the C&MA Health Plan?

Yes, as long as you meet the other criteria. Our health plan serves official workers, but also other employees such as an assistant, janitor, church school worker, etc.

 

Q.  What is a Participating Employer?

Participating employers must be part of a participating district. Participating employers include:

  • Churches that are C&MA affiliated, accredited, or developing
  • District offices of the C&MA
  • National Office, Alliance Development Fund, Inc., and The Orchard Foundation
  • Other C&MA affiliated entities such as colleges, camps, schools, etc.

 

For employers to be eligible, they must maintain enrollment of 100% of official workers employed 20 hours or more a week. To determine the 100%, you do not need to include:

  • Official workers covered by a government sponsored plan such as Medicare or Medicaid
  • Official workers covered by a spouse's employer health plan
  • Official workers covered by a second employer

 

Q:  What is a Participating District?

For a district to be eligible, it must endorse the C&MA Plan and must maintain enrollment of at least 50% of official workers participation. To determine the 50% participation, you do not need to include:

  • Retired workers
  • Volunteer workers
  • Those who work less than 20 hours per week
  • Those covered under a spouse's employer plan

 

Q:  What can I do if my district does not participate?

Any district is welcome to join at any time if there is sufficient interest. You may wish to ask your district office or others churches to learn if they are interested. Alliance Benefits is available to provide information at any time.

 

Q:  Our district is interested in joining, can someone come make a presentation to our DEXCOM?

We would be happy to talk with you about scheduling a meeting. In the meantime, you are welcome to call Alliance Benefits 800-700-2651 to learn more about the plan.

 

Q:  One of our pastors is going on a Medicare plan. Are the other pastors eligible to stay on the C&MA Health Plan?

Yes, we allow an official worker to opt out due to being covered by a government-sponsored plan.

 

 

 

 

 

 

 

 

 

© 2010 Alliance Benefits Designed by eyespeak
Please Note: The information contained in this site is intended as a summary of benefits. It does not guarantee coverage. The Health Plan pays benefits for medically necessary services resulting from illnesses or injuries that are not work related, up to reasonable and customary limits. Even though a doctor recommends or performs a service for you or your covered dependent, this does not automatically mean the service is covered by the Plan. If you have any doubt about whether a proposed treatment or service is covered under the Health Plan, please contact the number shown on your ID card.