Getting Started

General Information

• The C&MA 403(b) Plan is a tax-deferred, defined contribution plan similar to a 401(K)
• You contribute a percentage of your pay up to the IRS maximum contribution, and your employer makes matching contributions
• The Plan allows for participation if:
  • You are employed at least 20 hours per week by a C&MA employer (such as a local C&MA church) and
  • You meet specific requirements set by your employer
• To enroll, you and your employer will need to complete the 403(b) Domestic Participant Enrollment.  After you enroll, you may track your account balances online or look for quarterly statements by mail

Why open a C&MA 403(b)?

• If you are a minister, the C&MA 403(b) Plan offers you a significant tax advantage related to your housing allowance
• The C&MA Retirement Plan offers you a choice of Traditional or Roth 403(b) Plans
• All contributions are immediately vested (those funds belong to you, even if your employment ends)
• For more information, please read the following: 403(b) Plan Brochure, 403(b) Enrollment Guide 
• For free investment advice, C&MA 403(b) participants may call Strategic Financial Partners at 866-963-1843